Cargo insurance — against all risks
We insure your cargo door to door, from collection at your warehouse to unloading at your customer’s. Premium from 0.3% of the value, with full support if a claim arises.
Peace of mind for your shipment
International transport always carries risks: damage, loss, theft. Cargo insurance covers the full value of the goods, and the premium is 0.3% of the declared value — a small price for certainty.
We arrange All Risks cover door to door: the goods are insured from collection at your warehouse to unloading at your customer’s. If you sell on CIP or CIF terms, where the seller must provide insurance, we arrange the policy for you.
What is covered
Damage
Physical damage during loading, transport and transhipment.
Loss
Total or partial loss of the cargo in transit.
Force majeure
Natural disasters and emergencies on the route.
Theft
Theft of the entire consignment or individual packages.
How it works
- ✓You state the value of the goods per the invoice
- ✓We calculate the premium (from 0.3% of the value)
- ✓The policy is issued before transport begins
- ✓If a claim arises, we help with documents and settlement
Without insurance: what the carrier pays
| Mode | Legal basis | Carrier’s liability limit |
|---|---|---|
| Road | CMR Convention | 8.33 SDR per kg gross weight |
| Sea | Hague-Visby Rules | 666.67 SDR per package or 2 SDR per kg — whichever is higher |
| Air | Montreal Convention | 26 SDR per kg |
| With insurance | All Risks policy | Sum insured — up to the full value of the goods |
* SDR is the IMF unit of account, about €1.2. For expensive, light goods — electronics, spare parts, pharma — compensation without a policy often covers only a small fraction of the value.
If something goes wrong
- 1Record the damage
A note on the CMR or receipt report at delivery, photos of the damage before unpacking. - 2Notification
You or your customer inform us — we notify the insurer within the deadlines set in the policy. - 3Survey
The insurer appoints a surveyor to assess the loss. - ✓Payment
We assemble the documents and support the claim through to payment.
Cargo insurance: supplier FAQ
What does cargo insurance not cover?
Standard exclusions are inadequate packing by the shipper, the inherent nature of the goods (shrinkage, spoilage of perishables without a temperature breach), wilful acts of the insured and consequential losses. The exact list is in the policy — we show it before you buy.
Can cargo already in transit be insured?
The policy is issued before transport begins. If the goods have already left, it has to be discussed separately with the insurer — it is not always possible.
How is compensation obtained if goods are damaged?
Damage is recorded on the CMR at delivery and photographed before unpacking; the insurer appoints a surveyor, the claim is filed within the policy deadline and compensation is paid up to the sum insured (value of goods, freight and up to 10% expected profit). We support every step.
I sell CIP — can you provide the insurance I owe my buyer?
Yes. We issue an All Risks policy for the shipment, which you can pass to your customer as required by CIP or CIF terms.
Why insure if the carrier is liable anyway?
Because carrier liability is capped per kilo — 8.33 SDR under CMR, for example — which rarely covers the value of machinery, electronics or spare parts.